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Effective Date: 09/04/2026

Company: ONE RUPEE FINSERVE LLP. (“ONE RUPEE FINSERVE ”, “we”, “us”, “our”)

Please read these Terms and Conditions (“Terms”) carefully before using the website operated by One Rupee Finserve LLP. By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of the terms, please do not use our services.

1. Eligibility

By using this website, you represent that you are at least 18 years old and legally capable of entering into a agreement.

2. Services Overview

One Rupee Finserve LLP Provides Wide Range of Solutions for Insurance and Investment. This includes information on insurance products, premium calculators, online purchases, renewals, claims filing, and customer support.

3. User Responsibilities

You agree to:

· Provide accurate and current information during policy purchase or inquiries.

· Maintain confidentiality of your login credentials.

· Not use the website for unlawful, misleading, or harmful activities.

4. Intellectual Property Rights

All content on this website—including text, graphics, logos, icons, images, and software—is the property of Troth Insurance or its content suppliers and is protected by applicable intellectual property laws.

5. Privacy Policy

Your use of the website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data.

6. Insurance Product Terms

Each insurance product is governed by its own policy document, schedule of benefits, and disclosures.

7. Payment Terms

· Premiums must be paid as per the frequency chosen.

· Payments made via third-party payment gateways are subject to their terms.

· One Rupee FinServe is not responsible for failed or delayed payments due to technical issues.

8. Cancellation & Refund

Policy cancellation is governed by the IRDAI regulations and individual product terms. Refunds, if applicable, are processed after adjusting applicable charges and deductions as per the policy rules.

9. Claims Process

Claims must be reported as per the timelines mentioned in the policy document. One Rupee Finserve reserves the right to seek additional documents or verification before processing any claim.

10. Limitation of Liability

Troth Insurance shall not be liable for any indirect, incidental, special, or consequential damages arising out of the use of or inability to use the services. We make no guarantees about the continuous availability of the website.

11. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, policies, or practices of these sites.

12. Amendments to Terms

We may update these Terms at any time. Your continued use of the website post changes constitutes your agreement to the revised Terms.

13. Governing Law

These Terms shall be governed by the laws of India. Any disputes arising will be subject to the jurisdiction of the courts in [City, e.g., Gandhinagar or Ahmedabad].

14. Contact Information

For any queries or concerns about these Terms, please contact: Email: office@1rupeefinserve.com