1RupeeFinserve

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Plot-292/206,Shreenath Complex, Nr, 17/22, Sector 22, Gandhinagar, Pincode :- 382022

Email

office@1rupeefinserve.com

Phone Number

+91 9824266168

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Non Convertible Debentures

Invest in carefully selected Non-Convertible Debentures that provide steady income and support your capital preservation goals.

A Dedicated Income Solution Using Carefully Selected Non-Convertible Debentures for Disciplined Investors

We understand that discerning investors need fixed‑income solutions that deliver predictable income and preserve capital. Non‑Convertible Debenture (NCD) offers you steady coupon returns and prioritizes repayment at maturity. Non-Convertible Debentures (NCDs) offer steady coupon income and repayment of principal at maturity.
NCDs can offer higher returns than traditional fixed deposits, making them an effective tool for income generation, liability matching, and portfolio diversification.

How Are NCDs Different from Traditional Fixed Deposits?

Security & Protection

Corporate Fixed Deposits are typically unsecured, while bank Fixed Deposits are insured up to the applicable deposit insurance limit. NCDs may be secured or unsecured and are not covered by deposit insurance. Secured NCDs provide a charge over specified assets.

Liquidity & Exit

FDs cannot be traded but may allow premature withdrawal, subject to the issuer's terms. NCDs are tradable on stock exchanges, although liquidity may be limited, and an early exit is not guaranteed.

Tax & income

Interest earned on corporate Fixed Deposits is subject to applicable TDS rules. Listed or registered NCDs generally do not attract TDS on coupon payments, subject to prevailing tax regulations.

Interest & Risk

Fixed Deposits offer fixed interest and are generally not exposed to market price fluctuations. NCDs may offer higher yields but are subject to credit risk, interest rate risk, and market price fluctuations.

We can help you invest in NCDs and build a reliable income stream.

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